What Happens When You Don't Have Dental Insurance

While dental care is critical to our overall physical health, some of us don't have dental insurance that pays for routine cleanings, exams, procedures and emergencies. If this sounds like you, our Edmonton dentists share advice on what you can do. 

What can I do if I don’t have dental insurance?

Our teeth become more vulnerable to discolouration, decay, fracture and erosion - all things that require a dentist's attention. However, for many reasons, not all of us have dental insurance. 

Many are self-employed, work part-time or are occasionally or precariously employed. Others have retired. No matter the reason, there are a few things you can do if you're without insurance. 

Purchase dental coverage.

You might be able to pay a monthly free to purchase private dental insurance coverage. Many insurance companies sell dental insurance plans to self-employed individuals and those who do not have coverage with an employer. Ask your insurance company about which plan is right for you. 

Discuss payment plans or financing options with your dentist.

Talk to the administrative team at your dental office to find out of they offer a payment plan or financing that can help you manage your dental costs. We are happy to answer any questions you may have about financing for dental treatments. 

Take part in a charity event.

Some non-profit dental associations host events where dentists offer free or low-cost dental services. These can be great for patients who would otherwise forgo attending dental appointments due to financial constraints.

Go to a dental school.

Dental schools offer good quality dental treatment at reduced costs so students going through training can gain experience. These students are closely supervised by licensed dentists who check each phase of their work.

Though your appointment may take longer than at your regular dentist’s office, the trade-off is that you can save significant cash.

Take preventive measures.

One way to make your dental bills less costly in the long run is to ensure you have a great oral care routine. Remember to brush at least twice daily for two minutes each time, and floss at least once a day.

This helps keep plaque, bacteria and gum disease at bay and can prevent having to visit a dental emergency clinic.

And while it may seem counter-intuitive, be sure to visit your dentist regularly for routine checkups and preventive care. These visits do come with a fee, but they could help you avoid more costly treatments down the road, because any developing problems can be caught early on, when they are still relatively straightforward to treat.

How much does a dentist appointment cost without insurance?

The cost of dental procedures not covered by insurance can vary, depending on the procedure, the severity of your case and other factors. We can provide an estimate for any procedures you may require.

Do you have questions about payment options or financing at Emergency Dental Clinics? Our Edmonton dentists and staff can provide an estimate for services and explain our policies. Contact us today.

Have a dental emergency in Edmonton? We're here on weekends and after hours to help.

Dental emergencies always happen when you least expect them. Our friendly and experienced dental team is on call to assist you when you need us most.

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